Counseling and Services

Debt Repayment Program (DMP)
Assistance in reducing your interest and payments with a debt management program

Bankruptcy Pre-Filing Certificate Counseling and Pre-Discharge Debtor Education
Trained counselors will walk you through what you need to know to file bankruptcy and to pre-discharge your bankruptcy to meet the requirements of the new Bankruptcy Reform law

Budgeting and Money Management
Counselors help you budget and put together a personal action plan to achieve financial goals

Home Ownership
learn how about the home buying process, get assistance in every phase

Mortgage Default and Delinquency Counseling/ Foreclosure Prevention
knowledgeable counselors will help you to explore every option to save your home and bring your mortgage current

Help For Seniors
In home and in office financial counseling program designed to serve the senior population 60 and older

Daily Money Managers Program
The goal of the Daily Money Managers program is to provide personal money management assistance to individuals who find it difficult to manage their personal financial affairs.  Services will be provided in the home or in the office.  CCCS Daily Money Managers do not accept responsibility as Power of Attorney, Guardian, or Representative Payee status for clients.

Pre-Home Ownership Education
A Self Study Educational Program designed to guide the homebuyer through the process of purchasing a home and covers all aspects of purchasing and owning a home.

Financial Literacy Programs
Classes and workshops to help you better understand and manage your finances and credit.

Consumer's Choice Credit Reports
A walk in service between the hours of 8:30 a.m. and 4:30 p.m. where you may purchase a copy of one, two, or all three credit reports and scores with proof of identity (valid drivers license or other valid picture ID)