Bankruptcy is a word we all hope will not be a part of our lives, yet there are circumstances which may indicate the declaration of bankruptcy as the best option available to protect home and family.

CCCS Forsyth (dba Financial Pathways of the Piedmont) is approved by the North Carolina Bankruptcy Administrator for pre-filing certificate counseling in all districts of North Carolina, pursuant to 11 U.S.C. Section 111 of the Bankruptcy Reform Act dated April 20, 2005.

Implementation of the Bankruptcy Reform Law started on October 17, 2005 and Financial Pathways of the Piedmont (previously Consumer Credit Counseling) staff are trained to explain and provide complete information regarding the filing of bankruptcy and its impact. A certificate is given at the end of the counseling session for the client to use in filing.

Clients may receive counseling by telephone or face-to-face. These sessions take approximately 60 to 90 minutes, and may be scheduled by calling our main number, 336-837-0656, or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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"Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services."

Please see our Syllabus attachment for further insight into the counseling session.

When it is time for a bankruptcy to be discharged, Pre-Discharge Debtor Education is also available at CCCS Forsyth through classes and through internet. Please call Shenell Thompson at (336) 896-1191, ext. 1136 for further information.