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Financial Management & Debt Counseling

Lisa Engelkins
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the NC Association of Housing Counselors  

Certified in Advanced Foreclosure Intervention and Default Counseling through the NeighborWorks America Center for Homeownership Education and Counseling

Email: Lisa.Engelkins@cccsforsyth.org

 

 
Angel Miyares
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Certified Credit Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors

Email: Angel.Miyares@cccsforsyth.org

 
Rachel Montoya Paluzi
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Bi-lingual Counselor

Certified Credit and Housing counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors
 
Email: Rachel.Paluzi@cccsforsyth.org

 

 
Sarah Nieto
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors

Email: Sarah.Nieto@cccsforsyth.org

 

 
David Roddick
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors

Certified in Advanced Foreclosure Intervention and Default Counseling through the NeighborWorks America Center for Homeownership Education and Counseling
 
Email: David.Roddick@cccsforsyth.org

 
Mark Shore
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors

Email: Mark.Shore@cccsforsyth.org

 

 
Regina Smith
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the North Carolina Association of Housing Counselors

Email:Regina.Smith@cccsforsyth.org

 

Senior Financial Care

Connie Cline
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Certified Credit and Housing Counselor through the National Foundation for Credit Counseling

Certified Housing Counselor through the NC Association of Housing Counselors

Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency

Nationally Qualified HUD/HECM Reverse Mortgage Counselor  

Email:  Connie.Cline@cccsforsyth.org

 

 
Vera Guthrie
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Certified Credit and Housing Counselor through the National Foundation for Consumer Credit 

Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency

Nationally Qualified HUD/HECM Reverse Mortgage Counselor  

Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling 

Completed training in Foreclosure Prevention

Completed HUD training in Loss Mitigation



Notary Public

Email: Vera.Guthrie@cccsforsyth.org

 
Deborah Litaker
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Certified Credit and Housing Counselor through the National Foundation for Consumer Credit

Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency

Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling

Nationally Qualified HUD/HECM Reverse Mortgage Counselor

Completed training in Foreclosure Prevention 

Completed HUD training in Loss Mitigation

Email:  Deborah.Litaker@cccsforsyth.org 

   

 
Donna Toney-Gaither
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Certified N.C. Seniors Health Insurance Information Program counselor and coordinator

Completed HUD training in Loss Mitigation

Email: Donna.Toney-Gaither@cccsforsyth.org